Our Quote and Apply tool allows you to:
- Instantly receive Life Insurance quotes from over 30 carriers
- Complete an online application
- Sign the agreement with DocuSign
- Securely attain the policy from respective insurance carriers
- **With or without a medical exam
Lynch Agency makes it easy. Life Insurance can help:
- Pay for funeral costs
- Pay bills and living expenses
- Pay off debt
- Continue a family business
- Finance future needs (i.e education expenses)
- Protect a spouse's retirement plan
When you get married and start a family, you have a responsibility to ensure that they are protected. There is more to this than creating a retirement plan and a college fund for your children. You also need to make sure that your family is protected if something happens to you. The best way to do this is to purchase a life insurance policy. There are a few reasons why you should make purchasing life insurance a priority.
If you are the sole breadwinner in the home or contribute half of the household income, your family will be in a serious financial bind if you pass away suddenly. Your life insurance policy will provide your family with the money necessary to keep them afloat. Without insurance, your family's financial future will look very bleak.
Cover Your Debt
If you pass away suddenly, your debt won't die along with you. If you and your spouse are both listed on the mortgage, car loan, and credit cards, they would be responsible for repaying the debt. If you purchase a life insurance policy, your family will have the money to cover some of the debt, taking the weight of the financial responsibilities off your family's shoulders.
Covers Your Burial Costs
The average funeral today costs thousands of dollars. If you pass away suddenly, the cost of the funeral would be your family's responsibility. If you don't have that kind of money in your savings account, your family will struggle to cover the cost of your funeral. A life insurance policy would give your family the money they need to give you a proper burial without needing to worry about where the money will come from.
Life Insurance Gives Your Family Time and Options
If you pass away suddenly and don't have life insurance, your family will need to make difficult decisions quickly when they aren't emotionally able to do anything. If you have life insurance, it will give your family a chance to grieve before making drastic changes. Your policy will give your family money to cover their housing costs, food, and other everyday bills. Eventually, your spouse may need to find a new job that pays better or downsize your home, but your life insurance payments will give your family time to grieve before making drastic life changes.
If you want to be sure that your family is protected if you die suddenly, contact Scott Lynch Agency located in Greenwood, Indiana. Our agents can help you choose a policy that will give your family the financial protection they will need if you die.