Scott Lynch Agency Blog

Please read our blog about a wide variety of insurance topics. Please feel free to ask us any questions.

We cover a wide variety of topics that may be of interest to you, your family and/or your business. Check in often, laugh a little, learn a little and share a lot.




What Happens To My Savings Accounts If My Company Closes?

Many employers today offer health savings accounts (HSAs), flexible spending accounts (FSAs), and 401(k) retirement savings accounts as part of their company group benefits. These types of savings accounts are a valuable part of an overall compensation package that employers use to attract and retain top talent. But the world business is uncertain, and companies may go under. What happens to your savings accounts if...

Get a free Echo Auto when you sign up for a new Nationwide auto policy (Limited Time Offer)

Sign up now Your free Echo Auto awaits Nationwide is offering new members the first Echo designed for cars, at no cost. Simply sign up for a new auto insurance policy with Nationwide to claim yours today. Use the Echo Auto to play music, check the news, find the nearest gas station and more while keeping your eyes on the road. You can also take...

POSITIVE ATTITUDE MONTH

POSITIVE ATTITUDE MONTH Positive Attitude Month is an annual designation observed in October. A positive attitude is the best trait you can carry with you, because it makes any difficult or frustrating situation a lot easier to deal with. If you look at most scenarios as “glass half empty,” now is the time to change that! Looking at things with a “glass half full” perspective...

Am I Too Old To Start A 401(k)?

There is no maximum age for participation in a 401(k) plan. As long as you are still working, you are never too old to contribute. If your employer offers group benefits that include a 401(k), you have an excellent way to save for retirement. No matter your age, if you are still working, you can take advantage of the tax benefits and any matching contributions...

Umbrella Insurance

You have so much worth protecting Umbrella insurance is the most valuable coverage you've probably never heard of. Yet it's highly likely you need it. And it isn't just for high earners. It's for everyone, especially if you: Own a car Have regular income, assets, or retirement savings to protect Have children, especially a teenage driver Use social media or allow your children to use...